From roof uplift to water intrusion, we document every loss and secure maximum settlements.

Structural Damage – High winds, heavy rains, and hail can cause significant harm to a home’s framework, including roof uplift, rafter displacement, wall separations, and structural compromise from fallen trees or debris impact. Severe storms may also weaken load-bearing components, requiring engineering assessments and major reconstruction to restore safety and building code compliance

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Exterior & Roof Failures – Shingles, tiles, and entire roof sections can be torn away during strong wind events. Siding may detach, stucco can crack, and gutters may be ripped from the fascia. Damaged windows, broken skylights, and warped doors can allow water intrusion, while missing flashing or soffits leave the home vulnerable to future weather damage.

Interior Water & Finish Damage – Rainwater entering through roof breaches, siding gaps, or broken windows can soak drywall, ceilings, insulation, and flooring. Hardwood can warp, carpeting can become saturated, and cabinetry or built-ins may swell or delaminate. Paint, wallpaper, and finishes often require full replacement after prolonged moisture exposure.

Personal Property & Appliance Loss – Storms can damage furniture, electronics, appliances, clothing, and personal keepsakes. Power surges from lightning strikes or outages can destroy sensitive electronics, while flooded basements and living spaces may ruin stored belongings, rugs, and upholstered furniture.

Utility & Mechanical System Failures – Electrical panel damage, HVAC system failure, ruptured plumbing, and downed exterior utility lines are common after severe wind or storm events. These failures can render a home uninhabitable until full repairs are completed, often requiring licensed specialists.

Secondary & Related Losses – Unaddressed storm damage can lead to mold growth, pest infestations, and further structural degradation. Extended displacement may trigger Additional Living Expenses (ALE) coverage for temporary housing, meals, and relocation costs while repairs are underway.

Comprehensive On-Site Inspection – Our team responds quickly after a storm to document all visible and hidden damage. We perform a detailed property walkthrough, roof inspection, and attic check, using drones, Matterport 360° imaging, and moisture meters to capture every affected area. This includes roof coverings, siding, windows, gutters, and interior spaces impacted by water intrusion.

Detailed Damage Documentation – We compile high-resolution photographs, date-stamped imagery, and aerial roof scans to create a permanent record of the storm’s impact. This documentation covers structural compromise, wind-driven rain entry points, damaged finishes, ruined contents, and any mechanical or electrical system failures.

Expert Repair & Restoration Estimates – Using Xactimate, the industry-standard estimating software, we prepare line-by-line repair scopes for all affected building materials, fixtures, and systems. This includes roofing, siding, insulation, drywall, flooring, cabinetry, mechanical systems, and code-required upgrades. Every cost is backed by photographic evidence and trade pricing.

Personal Property & Contents Valuation – We inventory and value all damaged or destroyed belongings, from furniture and appliances to electronics and clothing. For specialty or high-value items, we work with independent appraisers to establish accurate replacement values that meet policy requirements.

Business Interruption & ALE Review – If the damage forces you to leave your home, we calculate all Additional Living Expenses (ALE) such as temporary housing, meals, and storage. For home-based businesses, we also evaluate potential lost income and added costs of operating from another location.

Claim Negotiation & Settlement – We handle all communications with your insurance company, adjusters, and their experts. Our goal is to secure the maximum settlement by presenting a complete, evidence-based claim that leaves no room for underpayment or denial.

At Paramount Public Adjusters, we assist homeowners throughout Southern California with wind and storm damage claims, no matter the size or style of the property. From coastal homes battered by high winds to hillside residences affected by heavy rains, we understand the unique challenges each property type presents.

• Single-Family Homes – Detached houses of all sizes, from modest starter homes to luxury estates, often suffer roof damage, siding loss, and water intrusion during severe weather events.

• Condominiums & Townhomes – Multi-unit residences where damage may affect both individual units and shared structures, requiring coordination with HOAs for common area repairs and insurance coverage.

• Custom-Built & Luxury Properties – High-value homes with specialized materials, architectural features, and high-end finishes that require precise documentation and valuation to ensure full replacement.

• Vacation & Secondary Homes – Properties that may be unoccupied during a storm, leading to delayed discovery of damage, mold growth, and expanded repair needs.

• Historic & Older Homes – Residences with unique construction methods or materials that require specialized restoration to maintain structural integrity and historic value while meeting modern building codes.

Our expertise allows us to handle every aspect of your wind and storm damage claim—from detailed inspections and photo documentation to policy interpretation and settlement negotiation—ensuring your property is restored without financial shortfall.