Trusted Los Angeles public adjusters helping homeowners and businesses.
What Is a Public Adjuster?
Paramount Public Adjusters — Serving Los Angeles, Ventura & Orange County
A public adjuster — also called a public insurance adjuster or sometimes a private adjuster — is a licensed professional who represents policyholders, not insurance companies, during the property damage claim process. Their job is to protect your interests by documenting the loss, preparing a detailed claim, negotiating with the insurer, and ensuring you receive the maximum settlement allowed under your policy.
While insurance companies send their own adjusters (known as company adjusters or independent adjusters) to protect their bottom line, a public adjuster works exclusively for you — the property owner.Other Names You Might Hear
- Public Adjuster / Public Insurance Adjuster: The official legal term in most states — refers to a licensed adjuster who represents the policyholder.
- Private Adjuster: A less common, informal term that some people use to emphasize that the adjuster is independent from the insurance company and works privately for the property owner.
- Policyholder Adjuster: Occasionally used to highlight that the adjuster’s duty is solely to the insured party.
Unlike insurance company adjusters, who are hired to minimize payouts, public adjusters act as your claim advocate — and at Paramount Public Adjusters, this is more than a description, it’s our motto. Los Angeles Public Adjusters manage every step of the claims process, so you don’t have to, including:
- Damage Assessment — inspecting property damage from fire, water, burglary, vandalism, storm, or natural disaster
- Documentation — preparing detailed inventories, photos, estimates, and reports to prove the full value of your loss
- Policy Review — identifying coverage, exclusions, and limits to maximize your entitlement
- Claim Preparation — submitting accurate claims using industry-standard tools like Xactimate® and 360° property documentation
- Negotiation — working directly with the insurance company to secure a fair settlement
- Settlement Support — guiding you until you receive full compensation
A public adjuster levels the playing field against the insurance company, ensuring you’re not left alone in a challenging process designed to save insurers money. This is what Paramount is all about: At Paramount Public Adjusters, we are your Southern California claim advocate — fighting for the fair settlement you deserve.
What Do Public Adjusters Do?
A public adjuster is a licensed insurance professional who works exclusively for policyholders — not the insurance company. Their job is to protect your interests, document your losses, and negotiate the largest possible settlement under your policy.
Unlike insurance company adjusters, who are paid to minimize claim payouts, public adjusters act as your claim advocate. Los Angeles Public Adjusters handle every step of the process, so you don’t have to, including:
- Damage Assessment — inspecting property damage after fire, water, theft, vandalism, storm, or natural disaster
- Documentation — preparing detailed inventories, photos, estimates, and reports to prove the full value of your loss
- Policy Review — identifying coverage, exclusions, and limits so you get everything you’re entitled to
- Claim Preparation — submitting accurate claims with industry-standard tools like Xactimate® and 360° property documentation
- Negotiation — working directly with the insurance company to maximize your payout
- Settlement Support — guiding you through every step until you receive fair compensation
At Paramount Public Adjusters, we know every claim is unique and requires a tailored approach. As SoCal’s trusted claim advocate, we balance the scales against insurance companies — protecting your rights and securing the fair settlement you deserve.
Who Do Public Adjusters Represent?
Public adjusters represent policyholders — not insurance companies. Their role is to act as your claim advocate, making sure your insurance claim is properly documented, valued at true replacement cost, and negotiated for the maximum settlement allowed under your policy.
Unlike insurance company adjusters who are hired to protect the insurer’s bottom line, public and private adjusters work only for you, the policyholder. Los Angeles Public Adjusters bring expertise, negotiation skills, and industry-standard tools to level the playing field.
Public adjusters represent:
- Homeowners — protecting houses, condos, estates, and personal property
- Business Owners — offices, retail stores, restaurants, and commercial operations
- Commercial Property Owners & Landlords — multi-unit buildings and rental properties
- Renters & Tenants — personal property losses and Additional Living Expenses (ALE)
Paramount Public Adjusters is your dedicated advocate throughout the insurance claim process — safeguarding your rights, managing every detail, and working to secure the maximum recovery. We serve homeowners facing damage to their houses and personal property. We represent business owners dealing with losses to buildings, inventory, and income. We also assist landlords, renters, and community associations throughout Southern California with fair and accurate claim settlements.
Simple Steps. Maximum Results.
Paramount Public Adjusters — Insurance Claims, Settled Right
We Work for You
Insurance companies send adjusters to protect their own bottom line. Paramount Public Adjusters protects you, the policyholder:
- Represent only policyholders — never the insurance company.
- Act as your advocate during the entire claims process.
- Provide clear explanations of your rights under your policy.
- Take the burden off your shoulders so you don’t have to deal with adjusters, paperwork, and lowball offers.
Maximum Settlement
At Paramount Public Adjusters, our goal is simple — secure the largest possible settlement under your insurance policy. As your trusted public adjuster, private adjuster, and claim advocate, we handle every type of property damage claim, including:
- Fire & Smoke Damage — structural repairs, cleanup, and contents restoratio
- Water & Flood Damage — slab leaks, burst pipes, roof leaks, and flooding
- Burglary & Theft — stolen property, broken doors, windows, and security damage
- Vandalism — graffiti, forced entry, and property destruction
- Storm & Wildfire Losses — wind, fallen trees, and smoke damage to homes or businesses
With Paramount on your side, you get proven expertise, accurate estimates, and relentless negotiation — all focused on maximizing your recovery.
Your Claim Advocate
Filing a claim can feel overwhelming — but you don’t have to do it alone. Paramount stands with you every step of the way:
- Guide you through the claim from start to finish.
- Explain your coverage, exclusions, and hidden benefits clearly.
- Handle all communication with the insurance company.
- Push back on delays, denials, or unfair settlement offers.
- Work on a contingency basis — You get paid, we get paid
- Protect your rights, your property, and your peace of mind.
Your Claim Advocate
Serving Southern California, Paramount Public Adjusters helps policyholders across Los Angeles, Ventura, Orange, Riverside, and San Bernardino Counties:
- Represent homeowners and businesses throughout Los Angeles County.
- Provide expert claim support across Ventura County communities.
- Advocate for property owners in Orange County.
- Assist families and businesses in Riverside County.
- Protect policyholders across San Bernardino County.
- Deliver trusted claim advocacy wherever you are in SoCal.
Wherever damage strikes, Paramount Public Adjusters is your SoCal claim expert and advocate, fighting for fair settlements and maximum recovery.