Trusted Los Angeles public adjusters helping homeowners and businesses.
Renter & Tenant Insurance Claims – Fire, Water, Smoke, Theft
Common Claim Scenarios for Renters/Tenants
- Water Intrusions – Burst pipes, roof leaks, or flooding that destroy clothing, furniture, and electronics.
- Fire & Smoke Events – Flames, soot, or smoke contamination making personal property unusable.
- Burglary & Theft – Loss of valuables such as jewelry, laptops, or personal records stolen from the unit.
- Vandalism Damage – Broken doors, shattered windows, or ruined belongings caused by intruders.
- Mold & Mildew Growth – Moisture from hidden leaks damaging clothing, bedding, and household items.
- Appliance Failures – Malfunctioning dishwashers, refrigerators, or water heaters causing costly damage.
- Electrical Surges – Sudden power issues destroying electronics, appliances, or entertainment systems.
- Loss of Use / Displacement – Hotel stays, meals, and relocation expenses when the rental becomes uninhabitable
Common Damages claimed for Renters
- Personal Property Loss – Furniture, electronics, clothing, and valuables damaged by water, fire, or theft.
- Displacement & ALE (Additional Living Expenses) – Hotel stays, meals, and temporary housing when your rental unit is unlivable.
- Water & Mold Damage – Leaks, burst pipes, or flooding that ruin belongings and create health hazards.
- Fire & Smoke Damage – Contamination of clothing, appliances, and electronics from fire events.
- Burglary & Vandalism – Compensation for stolen property or damaged personal items.
- Advocacy – Making sure renters’ coverage pays fairly and fully.
What We Do for Tenants
What We Do for Tenants
- Free Claim Review: We assess your policy coverage and damage
- Onsite or Virtual Inspection: We document losses with detailed photos or 3D scans
- Contents & Personal Property Valuation: We inventory damaged items and assign fair-market replacement values
- Estimate Preparation: We create professional reports using industry-standard tools like Xactimate
- Claim Submission Support: We help organize and submit everything your insurer needs
- Supplement & Negotiation: If needed, we assist with any underpaid or denied claims