Don’t Settle for Less — Maximize Your Personal Property Claim

•  Fire Damage Claims – Furniture, appliances, clothing, and personal items damaged by flames, smoke, or soot.
   
• Water Damage Claims – Items damaged by burst pipes, roof leaks, appliance failures, or flooding (where covered).
   
• Theft & Burglary Claims – Recovery for stolen personal belongings, from electronics to jewelry.
   
• Vandalism Claims – Damage caused intentionally by others, including broken windows, graffiti, or destruction of property.
   
• Storm & Wind Damage Claims – Loss of outdoor furniture, equipment, and personal items due to severe weather.
   
• Wildfire Damage Claims – Burned or smoke-damaged personal possessions after a wildfire.
   
• Mold Damage Claims – Coverage where mold growth damages furniture, clothing, or other items.
   

• Free Consultation & Policy Review
  We review your insurance policy to understand your coverage, limitations, and exclusions. This ensures we know exactly what you’re entitled to before we begin.

• Detailed Inventory & Documentation
  We create a complete, itemized inventory of your damaged or lost property — with photos, receipts, and appraisals when available. This evidence is critical to support your claim

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•  Damage Assessment & Valuation
  We work with experts to determine the true replacement cost or repair value of your belongings, accounting for quality, brand, and current market prices — not just what the insurance company offers.

• Claim Filing & Negotiation
  We prepare and file your claim, then negotiate directly with your insurance company to fight for the maximum payout allowed under your policy.

• Settlement & Payment
  Once we reach a fair settlement, we ensure you receive payment promptly so you can replace or repair your belongings and move forward.

• Homeowners – Recovering value for furniture, appliances, and personal effects
   
• Renters – Ensuring fair payout for belongings covered by renters insurance
   
• Condo Owners – Handling losses not covered by HOA policies
   
• Landlords & Investors – Filing claims for property inside rental units
   
• Business Owners – Recovering for damaged office equipment, furniture, and inventory