Simple Steps. Maximum Results.
Your Insurance Claim Advocate
Who We Are
At Paramount Public Adjusters, we represent homeowners, business owners, and property professionals throughout Southern California in navigating the complexities of property insurance claims. Whether you're facing damage from fire, water, smoke, theft, vandalism, mold, or storms, our mission is to ensure you receive the full compensation you’re rightfully owed — not just what the insurance company offers.
Founded on the principles of integrity, precision, and results, our team brings together decades of combined experience in insurance adjusting, construction estimating, and property restoration. We handle every detail of your claim — from inspection and documentation to estimate writing, submission, and settlement negotiation.
Our Areas of Expertise
- Water Damage
Burst pipes, roof leaks, appliance failures, slab leaks, and flood-related claims.
- Fire & Smoke Damage
Partial or total losses, smoke infiltration, and structural fire damage.
- Mold Damage
Moisture intrusion, HVAC issues, and secondary mold growth resulting from covered losses.
- Theft & Vandalism
Commercial and residential break-ins, inventory loss, broken glass, and malicious property damage.
- Storm & Wind Damage
High winds, fallen trees, roof and siding damage, and water intrusion from storms.
- Collapse & Impact Claims
Structural collapse, vehicle impact, and fallen object damage.
- Business Interruption
Loss of income due to property damage or forced closure from a covered event.
- Supplemental & Reopened Claims
Underpaid or denied claims that require correction, supplementation, or negotiation.
Our Approach
- Client-Centered Advocacy
We represent policyholders only—never insurance companies. Your best interests are always our top priority.
- Thorough Damage Inspection
We conduct detailed onsite or virtual inspections, using professional tools and documentation methods to capture the full extent of the loss.
- Accurate, Carrier-Compliant Estimating
Our certified estimators prepare detailed Xactimate estimates that align with industry standards and reflect real-world costs.
- Clear Communication
We keep you informed every step of the way—no surprises, no confusion.
- Strategic Claim Presentation
We compile all evidence, documentation, and valuations into a compelling, well-organized claim package.
- Active Negotiation
We handle all communication with your insurance company, pushing back on lowball offers and delays.
- Maximum Recovery
Our goal is always to achieve the highest possible settlement for your loss—ethically, efficiently, and professionally.
Our Process
- We start with a free claim review to understand your situation, policy coverage, and potential claim value. Whether it’s a new claim or an underpaid/denied one, we’ll map out the best strategy.
- Our team inspects your property in detail, taking high‑resolution photos, immersive 360° scans, and precise measurements to capture every aspect of the damage.
- We notify your insurance company, file your claim or supplement, and become their primary point of contact — so you don’t have to deal with calls, emails, or pressure tactics.
- Using Xactimate®, we prepare a line‑by‑line estimate with carrier‑approved pricing, linked directly to the documentation we collected.
- We present your claim package to the insurance company, defend the value with evidence, and negotiate aggressively for full and fair compensation.
- Once the settlement is agreed upon, the insurance company issues payment. We review the payout to ensure all damages are covered — and reopen the claim if anything is missing.