Trusted Los Angeles public adjusters helping homeowners and businesses.
Your Claim Advocate for Structural Fire & Smoke Claim
Structural Fire Damage Claims — Los Angeles Public Adjuster Experts
At Paramount Public Adjusters, we are Southern California’s trusted experts in structural fire damage insurance claims. With decades of combined experience handling complex fire losses, our team helps homeowners, landlords, and businesses recover faster and secure maximum settlements. We manage every step — from initial inspection and documentation to insurance negotiations and claim resolution — so you can focus on rebuilding, not fighting your insurer.
We specialize in handling house fires, electrical fires, lithium battery ignitions, kitchen fires, and wildfire-related structural damage across Los Angeles, Beverly Hills, Malibu, Encino, Woodland Hills, Tarzana, and Agoura Hills.
Who We Help With Structural Fire Damage Claims
- Homeowners & Landlords – From single-family homes and custom-built residences to multi-story luxury estates, we ensure every element of fire, smoke, and soot damage is fully documented and paid for.
- Condo Associations & HOA Boards – We specialize in complex multi-unit fire claims, handling shared structure damage, common area losses, and coverage disputes to protect residents and property values.
- Commercial Property Owners & Businesses – Offices, retail spaces, restaurants, warehouses, hotels, and industrial facilities often face significant downtime and income loss. We fight to recover full compensation for structural damage, business interruption, and restoration costs.
- Real Estate Investors & Property Management Firms – Whether managing a rental portfolio or overseeing multi-property developments, we help safeguard asset value and ensure every covered loss is included in your claim.
From individual homeowners to large-scale property portfolios, our Los Angeles fire damage public adjusters have the expertise and experience to handle claims of any size and complexity — delivering results that protect your property, income, and long-term investment.
Types of Structural Fire Claims We Handle
- Electrical & Wiring Fires – Often caused by short circuits, outdated wiring, overloaded outlets, or faulty electrical panels, these fires can ignite behind walls and spread rapidly, resulting in severe structural damage.
- Kitchen & Appliance Fires – Cooking accidents, grease flare-ups, and malfunctioning appliances are among the leading causes of residential fires, often causing significant damage to walls, ceilings, cabinets, and ventilation systems.
- Lithium Battery & EV Fires – Explosive, high-temperature fires caused by e-bike batteries, power tools, EV charging stations, or solar storage units are becoming increasingly common and require specialized documentation and claim handling.
- Candle, Heater & Open Flame Fires – Candles, space heaters, fireplaces, and open flames can cause extensive fire and smoke damage, often overlooked or underpaid in standard policies.
- Wildfire-Related Structural Damage – Wind-driven embers, radiant heat, and direct flame exposure from regional wildfires can destroy homes, roofs, and building exteriors while causing deep interior smoke infiltration.
Our Proven Structural Fire Claim Process
We use a meticulous, step-by-step process to ensure no damage is missed and no coverage is overlooked:
- Free Consultation & Damage Review – We inspect the property, review your policy, and outline your claim strategy.
- 3D Documentation & Detailed Inventories – Every burned area, hidden structural issue, and smoke-infiltrated surface is recorded.
- Precise Xactimate® or Symbility Estimates – We calculate accurate costs for demolition, debris removal, rebuild, and restoration.
- Hidden Damage Testing – Our team documents smoke, soot, HVAC contamination, and structural weakening.
- Claim Filing & Negotiation – We handle communication and negotiation with the insurance company on your behalf.
- Settlement & Recovery Support – We fight for full compensation and guide you through the rebuilding process.