Montecito & Santa Barbara Public Adjuster
Santa Barbara and Montecito homeowners face unique risks — from wildfires in the nearby hills to water damage from slab leaks or pipe bursts. When disaster strikes, it can be overwhelming to fight with the insurance company while trying to put your home back together.
That’s where Paramount Public Adjusters, your private adjuster claim advocate, comes in. We represent Santa Barbara & Montecito homeowners exclusively, making sure every detail of your loss is documented, estimated properly, and negotiated for the maximum payout under your policy.
We’ve helped families in Santa Barbara, Montecito, and surrounding coastal communities recover after:
- Wildfire & smoke damage in hillside and canyon neighborhoods
- Fire & smoke damage inside homes, garages, and kitchens
- Water damage from roof leaks, slab cracks, and pipe failures
- Burglary, theft, and vandalism
- Storm or wind damage to roofs, fences, and outdoor structures
- Earthquake damage to walls, floors, and foundations
Our goal is simple: protect your home, your belongings, and your peace of mind while securing the settlement you deserve.
Santa Barbara Commercial Claims
Santa Barbara and Montecito businesses — from restaurants and offices to boutique shops and luxury retailers — can be hit hard by unexpected damage. Fires, water leaks, or vandalism often bring operations to a halt, resulting in costly downtime and lost revenue.
Paramount Public Adjusters, your private adjuster claim advocate, represents business owners throughout Santa Barbara and Montecito. We make sure losses are not undervalued or denied by insurers, handling everything from property damage to business interruption claims .
We’ve assisted local businesses with:
- Fire & smoke damage to buildings, restaurants, and office equipment and inventory
- Water and flood damage in offices, retail spaces, and warehouses
- Burglary & theft of inventory, electronics, and fixtures
- Vandalism damage to storefronts, signage, and property
- Business Interruption — lost income, payroll, and relocation
With Paramount, your business gains a trusted partner who understands the stakes — and fights to restore stability and maximize your settlement .
Montecito Residential Claims
Montecito homeowners face unique risks — from wildfires in the nearby foothills to water damage from slab leaks or pipe bursts. When disaster strikes, it can be overwhelming to fight with the insurance company while trying to put your home back together.
That’s where Paramount Public Adjusters, your private adjuster claim advocate, comes in. We represent Montecito homeowners exclusively, making sure every detail of your loss is documented, estimated properly, and negotiated for the maximum payout under your policy.
We’ve helped families in Montecito and the Santa Barbara area recover after:
- Wildfire & smoke damage in hillside neighborhoods
- Fire & smoke damage inside homes, garages, and kitchens
- Water damage from roof leaks, slab cracks, and pipe failures
- Burglary, theft, and vandalism
- Storm or wind damage to roofs, fences, and outdoor structures
- Earthquake damage to walls, floors, and foundations
Our goal is simple: protect your home, your belongings, and your peace of mind while securing the settlement you deserve.
Why Montecito Homeowners & Businesses Choose Paramount
Property owners in Montecito and Santa Barbara turn to Paramount Public Adjusters, your trusted private adjuster, because we put policyholders first. Whether you live in an ocean-view estate in Montecito or operate a business in downtown Santa Barbara, our team combines local knowledge with proven negotiation strategies to maximize your claim settlement.
✅ We Work Only for Policyholders — never for the insurance company.
✅ Residential & Commercial Claim Expertise — we handle both sides with equal precision.
✅ Local Understanding of Montecito & Santa Barbara Risks — wildfire, smoke, water, storm, and more.
✅ Industry-Standard Tools — Xactimate® estimates & 360° property documentation.
✅ Proven Track Record — higher settlements than initial insurer offers.
✅ No Recovery, No Fee Guarantee — you don’t pay unless we recover for you.