Expert Insurance Law Services
What We Do
Who We Help
Who We Help
- Policy Review & Guidance – Carefully examine your flood insurance policy (NFIP or private) to explain coverage, exclusions, and limits.
- Damage Assessment – Conduct a full evaluation of both structural and contents damage using detailed estimates and supporting documentation.
- Documentation & Proof of Loss – Prepare FEMA-required claim forms, line-item inventories, and cost valuations to avoid errors that can invalidate your claim.
- Claim Filing & Negotiation – Represent your interests from start to finish, ensuring the carrier does not undervalue or misclassify your losses.
- Maximize Recovery – Secure fair settlements for building repairs, contents replacement, code upgrades, and even temporary relocation costs where applicable.
Who We Help
Who We Help
Who We Help
- Homeowners in flood-prone areas or those affected by severe weather events.
- Business Owners facing lost inventory, equipment damage, and business interruption after a flood.
- Landlords & Property Managers needing to restore multi-family properties or commercial spaces.
- Community Members in High-Risk Zones required to maintain flood insurance under FEMA or lender requirements.
Our Process
Who We Help
Our Process
- Initial Consultation – We review your policy and walk you through your rights under NFIP or private flood insurance.
- On-Site Inspection – Document every detail of flood damage using photos, videos, and itemized reports.
- Detailed Estimate Preparation – Use industry-standard software (Xactimate, Symbility) to create accurate replacement cost valuations.
- Proof of Loss Filing – Prepare and submit FEMA/NFIP-compliant documentation before strict deadlines.
- Carrier Negotiation – Challenge low valuations, depreciation, or denied portions of your claim.
- Final Settlement – Deliver maximum recovery so you can repair, rebuild, or replace damaged property.